When developing, analyzing, and implementing wealth planning goals and objectives, many times the area of risk management can be overlooked. This is understandable as we are naturally inclined to think about the positive outcomes we hope and strive to achieve. Thinking of and developing plans to achieve our goals, and live out our most authentic life, is rewarding in and of itself and invokes positive emotions. Thinking about what could possibly come up to thwart those plans invokes the exact opposite set of emotions. So why then talk about it?